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FREE Beginner’s Guide to Points & Miles
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All Recent Posts
Is the Chase Sapphire Reserve® Worth It in 2026? 4 Reasons That Make It Worth a Second Look
Wondering if the Chase Sapphire Reserve® is worth it in 2026? Updated welcome bonus eligibility rules, new hotel credits, and a limited-time $359 WHOOP membership credit may make this premium travel card worth a second look this year.
Chase Sapphire Adds Limited-Time Wellness Credit (Up to $359 Back!)
Chase Sapphire cardholders can now access several limited-time wellness credits, including up to $359 back on a WHOOP membership. Here’s a breakdown of the WHOOP offer, who it makes sense for, and the other health and wellness credits currently available through Chase Offers.
How to Find Cheap Delta SkyMiles Award Flights (Tips for Getting the Best Deals)
Learn how to find Delta SkyMiles award deals, search flexible dates, and book flights for fewer miles. These practical tips can help you get more value from your SkyMiles on both domestic and international trips.
Why I Opened the Bilt Palladium Card (Even Though I’m Not Using It for My Mortgage)
Everyone’s talking about using Bilt for rent and mortgages—but that’s not why I opened the Bilt Palladium Card. Here’s an expert breakdown of where the real value actually lies.
Updated Chase Sapphire Eligibility Rules
Chase now evaluates Sapphire eligibility on a per-card basis rather than across the Sapphire family. This change allows for more flexibility and means previous eligibility outcomes may no longer apply under the updated rules.
Bilt Card 2.0: How to Earn Points on Rent and Mortgage
Bilt Card 2.0: How to Earn Points on Rent and Mortgage Payments
Learn how Bilt Card 2.0 lets you earn points on rent and mortgages, how Bilt Cash works, and how much spend you need to earn 1 point per dollar.
Bilt Card 2.0: Full Breakdown of the New Card Lineup
Compare the Bilt Card 2.0 lineup, including Bilt Blue, Obsidian, and Palladium. See annual fees, earning rates, perks, and who each card is best for.
Sapphire Reserve 2026 Hotel Credit Updates: What You Need to Know
As of January 1st 2026, Chase updated the hotel perks on the Chase Sapphire Reserve® and Chase Sapphire Reserve for Business℠, giving cardholders more flexibility with existing credits and introducing an additional hotel credit for stays booked through Chase Travel℠. Here’s what you need to know.
Why December Is the Best Time to Open a Premium Credit Card
If you love getting maximum value out of your travel credit cards that have an annual fee, there’s one time of year that can feel absolutely magical: December.
Why? Because certain cards reset their benefits each calendar year — which allows travelers like us to unlock hundreds of extra dollars in value: double dipping and sometimes even triple dipping your credits.
Chase Freedom Unlimited® Review
I constantly get requests for a card that checks these boxes:
✔️ No annual fee
✔️ Not a business credit card
✔️ Low minimum spend
If that sounds like you, the Chase Freedom Unlimited® is absolutely worth a look right now!
Here’s a full breakdown of the current offer, benefits, and whether the Freedom Unlimited is right for you!
The Ultimate Beginner’s Guide to Bilt Rewards
If you’ve been hearing more people talk about “Bilt points” lately, there’s a reason! Bilt points are incredibly valuable and getting easier and easier to earn — even if you don’t have a Bilt credit card.
What makes Bilt stand out is how strong its transfer partners are. You can move Bilt points to programs like Alaska, Hyatt, Flying Blue, and more, which opens the door to some amazing redemptions!
Here’s the part most people miss: you don’t need a Bilt credit card to start earning Bilt points!
In this guide, we’ll walk you through what Bilt points are, how they work, and the simplest ways to start earning them today — all without opening the credit card.
BILT + Rakuten Partner Up: Turn Shopping Into Points!
Bilt and Rakuten have partnered up to help you earn MORE points on your everyday spending!
Chase Sapphire Preferred® Card Review
The Chase Sapphire Preferred® Card is one of the best travel credit cards thanks the generous welcome bonus, strong earning rates, and valuable perks. Learn how this $95-annual-fee card can unlock flights, hotel stays, and travel protections that make your points go even further.
My 2 Favorite No Annual Fee Credit Cards!
The Chase Ink Business Cash® and Chase Ink Business Unlimited® are two of the best no-annual-fee business cards on the market.
The main difference? Ink Cash rewards you with high bonus categories (like 5x at office supply stores and internet/cable/phone), while Ink Unlimited keeps it simple with 1.5x points on every purchase. Both are fantastic — and when you pair either card with a premium Chase card, your points can be transferred to travel partners like Hyatt, Southwest, and United for outsized value.
Ultimate Guide to the Ink Business Cash® Credit Card
The Ink Business Cash Credit Card is a solid no-annual fee credit card that earns Chase Ultimate Rewards - my favorite kind of points!
Chase Ink Business Unlimited vs. Chase Ink Business Cash — Which One Is Right For You?
The Chase Ink Business Cash® and Chase Ink Business Unlimited® are two of the best no-annual-fee business cards on the market.
The main difference? Ink Cash rewards you with high bonus categories (like 5x at office supply stores and internet/cable/phone), while Ink Unlimited keeps it simple with 1.5x points on every purchase. Both are fantastic — and when you pair either card with a premium Chase card, your points can be transferred to travel partners like Hyatt, Southwest, and United for outsized value.
Best Ways to Redeem American Express Membership Rewards® Points
American Express Membership Rewards® points are incredibly flexible—but knowing the best ways to redeem them is the key to unlocking their full value.
Ultimate Guide to the American Express® Gold Card
While the American Express® Gold Card comes with a higher annual fee, the value it offers can easily outweigh the cost. With elevated points on dining and groceries, generous monthly food credits, and a strong lineup of transfer partners, you have the potential to unlock incredible travel rewards—whether you're booking flights or hotel stays. For those who maximize its benefits, this card can be a true game-changer.
Capital One Venture X vs. Venture X Business: Which Card Is Right for You?
The Capital One Venture X and Venture X Business may look nearly identical—same annual fee, travel credits, and lounge access—but key differences in spending requirements, bonuses, and business perks make one a better fit depending on your goals. Here’s how they compare side by side.
Points Boost Across Select Chase Credit Cards
Starting June 23, 2025, Chase rolled out a new feature called Points Boost, which automatically applies to both new and current cardholders. Instead of those old fixed redemptions, Points Boost offers anywhere from 1.25 to 2.0 cents per point on eligible travel bookings on select flights and hotel stays made through Chase Travel.
Oh hey, I’m Annie.
I love to travel with my family!
A few years ago, I grew tired of saving and waiting to take those “bigger” vacations with my family.
THAT’S WHEN I FOUND TRAVEL REWARD CREDIT CARDS!
I learned how to use credit card points and miles mostly earned from credit card sign up bonuses to travel for nearly free! Within 18 months, I redeemed over $20,000 worth of travel using credit card points and miles and we took 8 family vacations/trips, including vacations to Hawaii and Walt Disney World! And now, I’m showing you how to do it too.
