Annie Hall holding a credit card out in front of her

Let’s Travel Talk Blog

Learn to travel for nearly free with credit card rewards! I am confident that if I can learn to do this, anybody can!

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Travel Tips Annie Hall Travel Tips Annie Hall

Why December Is the Best Time to Open a Premium Credit Card

If you love getting maximum value out of your travel credit cards that have an annual fee, there’s one time of year that can feel absolutely magical: December.

Why? Because certain cards reset their benefits each calendar year — which allows travelers like us to unlock hundreds of extra dollars in value: double dipping and sometimes even triple dipping your credits.

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Travel Tips Annie Hall Travel Tips Annie Hall

The Ultimate Beginner’s Guide to Bilt Rewards

If you’ve been hearing more people talk about “Bilt points” lately, there’s a reason! Bilt points are incredibly valuable and getting easier and easier to earn — even if you don’t have a Bilt credit card.

What makes Bilt stand out is how strong its transfer partners are. You can move Bilt points to programs like Alaska, Hyatt, Flying Blue, and more, which opens the door to some amazing redemptions!

Here’s the part most people miss: you don’t need a Bilt credit card to start earning Bilt points!

In this guide, we’ll walk you through what Bilt points are, how they work, and the simplest ways to start earning them today — all without opening the credit card.

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Credit Cards Annie Hall Credit Cards Annie Hall

Chase Sapphire Preferred® Card Review

The Chase Sapphire Preferred® Card is one of the best travel credit cards thanks the generous welcome bonus, strong earning rates, and valuable perks. Learn how this $95-annual-fee card can unlock flights, hotel stays, and travel protections that make your points go even further.

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Destinations Annie Hall Destinations Annie Hall

Most Popular All-Inclusive Resorts to Book on Points - According to YOU!

All-Inclusive vacations are the perfect way to rest, relax, and enjoy eating whatever you want without having to pay more for every single thing! There are so many all-inclusive resorts that are bookable using credit card points, which can make your stay truly as close to free as possible. I recently asked you on Instagram what your favorite all-inclusive resorts were, and you all delivered! Here are the top 7 all-inclusive resorts that people can’t stop raving about—plus what makes each one uniquely special.

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Credit Cards Annie Hall Credit Cards Annie Hall

My 2 Favorite No Annual Fee Credit Cards!

The Chase Ink Business Cash® and Chase Ink Business Unlimited® are two of the best no-annual-fee business cards on the market.

The main difference? Ink Cash rewards you with high bonus categories (like 5x at office supply stores and internet/cable/phone), while Ink Unlimited keeps it simple with 1.5x points on every purchase. Both are fantastic — and when you pair either card with a premium Chase card, your points can be transferred to travel partners like Hyatt, Southwest, and United for outsized value.

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Credit Cards Annie Hall Credit Cards Annie Hall

Chase Ink Business Unlimited vs. Chase Ink Business Cash — Which One Is Right For You?

The Chase Ink Business Cash® and Chase Ink Business Unlimited® are two of the best no-annual-fee business cards on the market.

The main difference? Ink Cash rewards you with high bonus categories (like 5x at office supply stores and internet/cable/phone), while Ink Unlimited keeps it simple with 1.5x points on every purchase. Both are fantastic — and when you pair either card with a premium Chase card, your points can be transferred to travel partners like Hyatt, Southwest, and United for outsized value.

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Credit Cards Annie Hall Credit Cards Annie Hall

Ultimate Guide to the American Express® Gold Card

While the American Express® Gold Card comes with a higher annual fee, the value it offers can easily outweigh the cost. With elevated points on dining and groceries, generous monthly food credits, and a strong lineup of transfer partners, you have the potential to unlock incredible travel rewards—whether you're booking flights or hotel stays. For those who maximize its benefits, this card can be a true game-changer.

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Destinations Annie Hall Destinations Annie Hall

Popular Category 5 Hyatt Properties

One of the best values for a Hyatt hotel can be a Category 5 hotel, as they cost as low as 17,000 points per night during off-peak nights. Here is a compilation of what my followers on Instagram have declared their favorite Category 5 Hyatt hotels!

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Credit Cards Annie Hall Credit Cards Annie Hall

New! Points Boost Across Select Chase Credit Cards

Starting June 23, 2025, Chase rolled out a new feature called Points Boost, which automatically applies to both new and current cardholders. Instead of those old fixed redemptions, Points Boost offers anywhere from 1.25 to 2.0 cents per point on eligible travel bookings on select flights and hotel stays made through Chase Travel.

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Credit Cards Annie Hall Credit Cards Annie Hall

New Credit Card! Chase Sapphire Reserve for Business®

There is a new credit card in the market - the Chase Sapphire Reserve for Business! I’m always looking for more ways to earn more Chase points so this news is exciting! Chase says this premium credit card unlocks over $2,500 in annual value! Is this card worth a spot in your wallet, especially with the high annual fee? Keep reading to find out!

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Oh hey, I’m Annie.

I love to travel with my family!

A few years ago, I grew tired of saving and waiting to take those “bigger” vacations with my family.

THAT’S WHEN I FOUND TRAVEL REWARD CREDIT CARDS!

I learned how to use credit card points and miles mostly earned from credit card sign up bonuses to travel for nearly free! Within 18 months, I redeemed over $20,000 worth of travel using credit card points and miles and we took 8 family vacations/trips, including vacations to Hawaii and Walt Disney World! And now, I’m showing you how to do it too.

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