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Learn to travel for nearly free with credit card rewards! I am confident that if I can learn to do this, anybody can!
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All Recent Posts
Our Spring Break Europe Itinerary: Athens, Santorini & Paris (Family of 5 + How We Booked It for $0)
We took our family of 5 to Athens, Santorini, and Paris for spring break—and used points and miles to cover flights and hotels. In this post, I’m sharing our full itinerary, what we loved (and what I’d do differently), plus tips for visiting Disneyland Paris and navigating Europe with kids.
Budget Airline Travel Tips: How to Save Money with Allegiant & Frontier
Learn how families can save money on flights with budget airlines like Allegiant and Frontier. From buying tickets at the airport to using Discount Den and flash promotions, these simple tips can help you cut travel costs and stretch your vacation budget further.
Everything You Need to Know About the Current Hilton, Marriott & IHG Offers
Hyatt’s award chart changes are a reminder not to rely on just one hotel program. Here’s a breakdown of the elevated Hilton, Marriott, and IHG credit card offers — plus free night certificates and sweet spots to consider.
🚨 Elevated Offers on Hilton Credit Cards!
Hilton’s elevated credit card offers are finally back — and they include valuable Free Night Rewards that can be used at luxury Hilton properties worldwide. There are four limited-time offers to choose from, so I’m breaking down what each one includes and who it makes the most sense for. If you’re looking to diversify beyond Hyatt or maximize high-end redemptions, this is a great time to take a closer look at Hilton Honors.
World of Hyatt’s New Award Chart: The Good, the Bad, and What I’m Doing Next
Hyatt is updating its award chart in May 2026. Here’s what’s changing, how it may affect family travel, and what you should consider booking now.
Is the Chase Sapphire Reserve® Worth It in 2026? 4 Reasons That Make It Worth a Second Look
Wondering if the Chase Sapphire Reserve® is worth it in 2026? Updated welcome bonus eligibility rules, new hotel credits, and a limited-time $359 WHOOP membership credit may make this premium travel card worth a second look this year.
Chase Sapphire Adds Limited-Time Wellness Credit (Up to $359 Back!)
Chase Sapphire cardholders can now access several limited-time wellness credits, including up to $359 back on a WHOOP membership. Here’s a breakdown of the WHOOP offer, who it makes sense for, and the other health and wellness credits currently available through Chase Offers.
How to Find Cheap Delta SkyMiles Award Flights (Tips for Getting the Best Deals)
Learn how to find Delta SkyMiles award deals, search flexible dates, and book flights for fewer miles. These practical tips can help you get more value from your SkyMiles on both domestic and international trips.
Why I Opened the Bilt Palladium Card (Even Though I’m Not Using It for My Mortgage)
Everyone’s talking about using Bilt for rent and mortgages—but that’s not why I opened the Bilt Palladium Card. Here’s an expert breakdown of where the real value actually lies.
Updated Chase Sapphire Eligibility Rules
Chase now evaluates Sapphire eligibility on a per-card basis rather than across the Sapphire family. This change allows for more flexibility and means previous eligibility outcomes may no longer apply under the updated rules.
Bilt Card 2.0: How to Earn Points on Rent and Mortgage
Bilt Card 2.0: How to Earn Points on Rent and Mortgage Payments
Learn how Bilt Card 2.0 lets you earn points on rent and mortgages, how Bilt Cash works, and how much spend you need to earn 1 point per dollar.
Bilt Card 2.0: Full Breakdown of the New Card Lineup
Compare the Bilt Card 2.0 lineup, including Bilt Blue, Obsidian, and Palladium. See annual fees, earning rates, perks, and who each card is best for.
Sapphire Reserve 2026 Hotel Credit Updates: What You Need to Know
As of January 1st 2026, Chase updated the hotel perks on the Chase Sapphire Reserve® and Chase Sapphire Reserve for Business℠, giving cardholders more flexibility with existing credits and introducing an additional hotel credit for stays booked through Chase Travel℠. Here’s what you need to know.
Why December Is the Best Time to Open a Premium Credit Card
If you love getting maximum value out of your travel credit cards that have an annual fee, there’s one time of year that can feel absolutely magical: December.
Why? Because certain cards reset their benefits each calendar year — which allows travelers like us to unlock hundreds of extra dollars in value: double dipping and sometimes even triple dipping your credits.
Chase Freedom Unlimited® Review
I constantly get requests for a card that checks these boxes:
✔️ No annual fee
✔️ Not a business credit card
✔️ Low minimum spend
If that sounds like you, the Chase Freedom Unlimited® is absolutely worth a look right now!
Here’s a full breakdown of the current offer, benefits, and whether the Freedom Unlimited is right for you!
20+ Affordable Gift Ideas for Travel Lovers
Having the right travel gear to take with you around the world can really help you have a more successful trip! Here are over 20+ affordable gift ideas for you to purchase for your favorite travel lover (or even yourself)!
The Ultimate Beginner’s Guide to Bilt Rewards
If you’ve been hearing more people talk about “Bilt points” lately, there’s a reason! Bilt points are incredibly valuable and getting easier and easier to earn — even if you don’t have a Bilt credit card.
What makes Bilt stand out is how strong its transfer partners are. You can move Bilt points to programs like Alaska, Hyatt, Flying Blue, and more, which opens the door to some amazing redemptions!
Here’s the part most people miss: you don’t need a Bilt credit card to start earning Bilt points!
In this guide, we’ll walk you through what Bilt points are, how they work, and the simplest ways to start earning them today — all without opening the credit card.
Best Capital One Cards for Travelers: Venture, Venture X and Venture X Business Compared
Compare the Capital One Venture, Venture X, and Venture X Business cards to find the best travel rewards card for your goals
BILT + Rakuten Partner Up: Turn Shopping Into Points!
Bilt and Rakuten have partnered up to help you earn MORE points on your everyday spending!
Oh hey, I’m Annie.
I love to travel with my family!
A few years ago, I grew tired of saving and waiting to take those “bigger” vacations with my family.
THAT’S WHEN I FOUND TRAVEL REWARD CREDIT CARDS!
I learned how to use credit card points and miles mostly earned from credit card sign up bonuses to travel for nearly free! Within 18 months, I redeemed over $20,000 worth of travel using credit card points and miles and we took 8 family vacations/trips, including vacations to Hawaii and Walt Disney World! And now, I’m showing you how to do it too.
