One of the fastest and easiest ways to earn credit card points to redeem for free travel is through credit card welcome offers! Below is a list of elevated credit card offers and recommended credit cards to help you decide which credit card is best for your travel goals!

Chase Freedom Unlimited®

The Chase Freedom Unlimited® is a strong option right now thanks to its elevated $300 bonus on a very low $500 minimum spend and no annual fee! While it’s marketed as a cash-back card, it actually earns Chase points, which become much more valuable if you also have a transferable Chase card. That combination makes this an easy, flexible win—especially if you’re just getting started or want a simple everyday card!

Chase Sapphire Reserve for Business℠

My take: this is a steep annual fee ($795) but if you can hit the minimum spend, you come out way ahead.

Chase boasts that this card unlocks over $2,500 in annual value on top of the welcome offer. Benefits and credits include $300 annual travel credit, up to $120 Global Entry, TSA Precheck or Nexus credit every four years, Airport Lounge Access for you + two guests to the Chase Sapphire Lounges by the Club & Priority Pass lounges, $500 annual The Edit credit, IHG One Rewards Platinum Elite Status, Travel Protections & Benefits, $400 ZipRecruiter credit, $200 Google Workspace credit, $100 Giftcards.com credit, $10/month in Lyft credits, DoorDash & DashPass Benefits and more!

See a full breakdown of this card and benefits -> HERE.

Chase Ink Business Preferred

This is one of my go-to cards because it earns flexible Chase points that can be transferred to travel partners for outsized value! You’ll earn 3x points on common business expenses like travel, shipping, ads, and internet/phone (up to $150k per year), plus a solid welcome bonus — all for a $95 annual fee that’s easy to justify!

Don’t think you qualify for a business card? You probably do! -> Read Here to See How!

Capital One Venture X Business

ANOTHER RARE OFFER! The Venture X Business card is nearly identical to the personal Venture X — same premium travel perks, lounge access, and annual credits — but with an even higher welcome bonus!!! If you can meet the minimum spend, this one’s absolutely worth it. You’ll unlock all the same ongoing benefits plus a massive points boost right out of the gate!

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is my all-time favorite credit card and a very beginner friendly credit card! It has a $95 annual fee and comes with a $50 hotel credit to use when booking a hotel in Chase Travel. If you want to learn more about this card, check out my Ultimate Guide to the Chase Sapphire Preferred!

Elevated Offers on Hilton Cards!

🚨 These offers are ending on 1/14/2026!

💳 Hilton Honors American Express Card

💳 Hilton Honors American Express Surpass® Card

💳 The Hilton Honors American Express Business Card

Ink Business Unlimited® Credit Card

🚨 NO ANNUAL FEE! 🤯

This card is advertised as a cash back credit card, but you actually earn points! You can move your points earned on this card to a transferable card like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire for Business Reserve, or the Chase Ink Business Preferred® Credit Card and then transfer your points to transfer partners like Hyatt, Marriott, Southwest, United and more! I love that with this card you earn a simple 1.5% cash back or 1.5x on all purchases.

You do not need to have a full time business or LLC to qualify for a business credit card! You can get one with just a small side hustle! -> Here’s How!

Ink Business Cash® Credit Card

🚨 NO ANNUAL FEE! 🤯

This card is advertised as a cash back credit card, but you actually earn points! You can move your points earned on this card to a transferable card like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, Chase Sapphire for Business Reserve, or the Chase Ink Business Preferred® Credit Card and then transfer your points to transfer partners like Hyatt, Marriott, Southwest, United and more!

With this card you also earn 5x points for the first $25,000 spent at office supply stores and on internet, cable and phone services. Plus 2x points for the for the first 25,000 spent at gas stations and restaurants.

You do not need to have a full time business or LLC to qualify for a business credit card! You can get one with just a small side hustle! -> Here’s How!

Chase Sapphire Reserve®

My take: this is a steep annual fee ($795) but if you can hit the minimum spend, you come out way ahead!

Credit/benefits that come from being a Chase Sapphire Reserve cardholder: $300 annual travel credit, up to $120 Global Entry, TSA Precheck or Nexus credit every four years, airport lounge access for you + two guests to the Chase Sapphire Lounges by the Club and Priority Pass Lounges, travel protection & benefits, $10/month Lyft credits, DoorDash & DashPass benefits, $500 annual The Edit credit, IHG One Rewards Platinum Status, $300 annual dining credit, complimentary subscription to Apple TV+ and Apple Music, $300 StubHub and viagogo credit, $10/month towards Peloton Membership and MORE!

See a full breakdown of this card, credits and benefits -> HERE.

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FREE Beginner’s Guide

to Points and Miles

Want to travel for free?! ✈️ Grab a FREE Beginner's Guide to Points and Miles and learn how to redeem FREE TRAVEL this year! CLICK HERE TO DOWNLOAD!

This Month’s Best Credit Card Offers