Letโs Travel Talk Blog
Learn to travel for nearly free with credit card rewards! I am confident that if I can learn to do this, anybody can!
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All Recent Posts
Updated Chase Sapphire Eligibility Rules
Chase now evaluates Sapphire eligibility on a per-card basis rather than across the Sapphire family. This change allows for more flexibility and means previous eligibility outcomes may no longer apply under the updated rules.
Sapphire Reserve 2026 Hotel Credit Updates: What You Need to Know
As of January 1st 2026, Chase updated the hotel perks on the Chase Sapphire Reserveยฎ and Chase Sapphire Reserve for Businessโ , giving cardholders more flexibility with existing credits and introducing an additional hotel credit for stays booked through Chase Travelโ . Hereโs what you need to know.
Chase Freedom Unlimitedยฎ Review
I constantly get requests for a card that checks these boxes:
โ๏ธ No annual fee
โ๏ธ Not a business credit card
โ๏ธ Low minimum spend
If that sounds like you, the Chase Freedom Unlimitedยฎ is absolutely worth a look right now!
Hereโs a full breakdown of the current offer, benefits, and whether the Freedom Unlimited is right for you!
Best Capital One Cards for Travelers: Venture, Venture X and Venture X Business Compared
Compare the Capital One Venture, Venture X, and Venture X Business cards to find the best travel rewards card for your goals
Chase Sapphire Preferredยฎ Card Review
The Chase Sapphire Preferredยฎ Card is one of the best travel credit cards thanks the generous welcome bonus, strong earning rates, and valuable perks. Learn how this $95-annual-fee card can unlock flights, hotel stays, and travel protections that make your points go even further.
My 2 Favorite No Annual Fee Credit Cards!
The Chase Ink Business Cashยฎ and Chase Ink Business Unlimitedยฎ are two of the best no-annual-fee business cards on the market.
The main difference? Ink Cash rewards you with high bonus categories (like 5x at office supply stores and internet/cable/phone), while Ink Unlimited keeps it simple with 1.5x points on every purchase. Both are fantastic โ and when you pair either card with a premium Chase card, your points can be transferred to travel partners like Hyatt, Southwest, and United for outsized value.
Ultimate Guide to the Ink Business Cashยฎ Credit Card
The Ink Business Cash Credit Card is a solid no-annual fee credit card that earns Chase Ultimate Rewards - my favorite kind of points!
Chase Ink Business Unlimited vs. Chase Ink Business Cash โ Which One Is Right For You?
The Chase Ink Business Cashยฎ and Chase Ink Business Unlimitedยฎ are two of the best no-annual-fee business cards on the market.
The main difference? Ink Cash rewards you with high bonus categories (like 5x at office supply stores and internet/cable/phone), while Ink Unlimited keeps it simple with 1.5x points on every purchase. Both are fantastic โ and when you pair either card with a premium Chase card, your points can be transferred to travel partners like Hyatt, Southwest, and United for outsized value.
Best Ways to Redeem American Express Membership Rewardsยฎ Points
American Express Membership Rewardsยฎ points are incredibly flexibleโbut knowing the best ways to redeem them is the key to unlocking their full value.
Ultimate Guide to the American Expressยฎ Gold Card
While the American Expressยฎ Gold Card comes with a higher annual fee, the value it offers can easily outweigh the cost. With elevated points on dining and groceries, generous monthly food credits, and a strong lineup of transfer partners, you have the potential to unlock incredible travel rewardsโwhether you're booking flights or hotel stays. For those who maximize its benefits, this card can be a true game-changer.
Capital One Venture X vs. Venture X Business: Which Card Is Right for You?
The Capital One Venture X and Venture X Business may look nearly identicalโsame annual fee, travel credits, and lounge accessโbut key differences in spending requirements, bonuses, and business perks make one a better fit depending on your goals. Hereโs how they compare side by side.
Points Boost Across Select Chase Credit Cards
Starting June 23, 2025, Chase rolled out a new feature called Points Boost, which automatically applies to both new and current cardholders. Instead of those old fixed redemptions, Points Boost offers anywhere from 1.25 to 2.0 cents per point on eligible travel bookings on select flights and hotel stays made through Chase Travel.
Major Updates to the Chase Sapphire Reserveยฎ
Major Updates to the Chase Sapphire Reserveยฎ!
All About the Chase Sapphire Reserve for Businessโ
There is a new credit card in the market - the Chase Sapphire Reserve for Business! Iโm always looking for more ways to earn more Chase points so this news is exciting! Chase says this premium credit card unlocks over $2,500 in annual value! Is this card worth a spot in your wallet, especially with the high annual fee? Keep reading to find out!
All About IHG Free Night Certificates
IHG free night certificates are a valuable perk that can unlock high-end stays with no extra costโjust be sure to book early and understand the restrictions. Used strategically, they can stretch your rewards and elevate your travel experience without breaking the bank!
5 Ways You Can Redeem Chase Points For a Disney Vacation
5 Ways to Use Chase Points to Book a Disney Vacation! Hereโs a guide with several different ways to cover Disney costs with your Chase points!
What are 100k Chase Ultimate Rewardsยฎ Points Worth?
The Chase Sapphire Preferredยฎ Card is one of the most beginner friendly cards for travel rewards and hereโs some ways to make your points more valuable!
How to Make Your Chase Ultimate Rewardsยฎ Points Worth More!
The Chase Sapphire Preferredยฎ Card is one of the most beginner friendly cards for travel rewards and hereโs a tip on how to make your points worth more!
How to Book Vacation Rentals on Points
Vacation rentals can be a great way to keep the family (or multiple families!) together while you explore, but they can also be a huge expense for your trip. Here are some ways to save on vacation rentals or to even use points and miles to cover the cost of a vacation rentals.
Oh hey, Iโm Annie.
I love to travel with my family!
A few years ago, I grew tired of saving and waiting to take those โbiggerโ vacations with my family.
THATโS WHEN I FOUND TRAVEL REWARD CREDIT CARDS!
I learned how to use credit card points and miles mostly earned from credit card sign up bonuses to travel for nearly free! Within 18 months, I redeemed over $20,000 worth of travel using credit card points and miles and we took 8 family vacations/trips, including vacations to Hawaii and Walt Disney World! And now, Iโm showing you how to do it too.
