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American Express Membership Rewards® to Hilton: Why This Transfer Can Be Better Than Most People Think

Everyone has heard the standard advice when it comes to Hilton points:

  • “Half a cent per point.”

  • “Not a great transfer partner.”

  • “Better to use your points elsewhere.”

That perspective is common—but it often overlooks one important detail: American Express Membership Rewards® transfer to Hilton Honors at a 1:2 ratio, meaning every 1 Membership Rewards® point becomes 2 Hilton points.

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Credit Cards Annie Hall Credit Cards Annie Hall

Chase Sapphire Preferred® Card Review

The Chase Sapphire Preferred® Card is one of the best travel credit cards thanks the generous welcome bonus, strong earning rates, and valuable perks. Learn how this $95-annual-fee card can unlock flights, hotel stays, and travel protections that make your points go even further.

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Credit Cards Annie Hall Credit Cards Annie Hall

My 2 Favorite No Annual Fee Credit Cards!

The Chase Ink Business Cash® and Chase Ink Business Unlimited® are two of the best no-annual-fee business cards on the market.

The main difference? Ink Cash rewards you with high bonus categories (like 5x at office supply stores and internet/cable/phone), while Ink Unlimited keeps it simple with 1.5x points on every purchase. Both are fantastic — and when you pair either card with a premium Chase card, your points can be transferred to travel partners like Hyatt, Southwest, and United for outsized value.

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FREE Beginner’s Guide to Points & Miles

Want to travel for free?! ✈️ Grab a FREE Beginner's Guide to Points & Miles and learn how to redeem FREE TRAVEL this year!

 
 

Oh hey, I’m Annie.

I love to travel with my family!

A few years ago, I grew tired of saving and waiting to take those “bigger” vacations with my family.

THAT’S WHEN I FOUND TRAVEL REWARD CREDIT CARDS!

I learned how to use credit card points and miles mostly earned from credit card sign up bonuses to travel for nearly free! Within 18 months, I redeemed over $20,000 worth of travel using credit card points and miles and we took 8 family vacations/trips, including vacations to Hawaii and Walt Disney World! And now, I’m showing you how to do it too.