Letโs Travel Talk Blog
Learn to travel for nearly free with credit card rewards! I am confident that if I can learn to do this, anybody can!
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All Recent Posts
Bilt Card 2.0: How to Earn Points on Rent and Mortgage
Bilt Card 2.0: How to Earn Points on Rent and Mortgage Payments
Learn how Bilt Card 2.0 lets you earn points on rent and mortgages, how Bilt Cash works, and how much spend you need to earn 1 point per dollar.
Bilt Card 2.0: Full Breakdown of the New Card Lineup
Compare the Bilt Card 2.0 lineup, including Bilt Blue, Obsidian, and Palladium. See annual fees, earning rates, perks, and who each card is best for.
Sapphire Reserve 2026 Hotel Credit Updates: What You Need to Know
As of January 1st 2026, Chase updated the hotel perks on the Chase Sapphire Reserveยฎ and Chase Sapphire Reserve for Businessโ , giving cardholders more flexibility with existing credits and introducing an additional hotel credit for stays booked through Chase Travelโ . Hereโs what you need to know.
Why December Is the Best Time to Open a Premium Credit Card
If you love getting maximum value out of your travel credit cards that have an annual fee, thereโs one time of year that can feel absolutely magical: December.
Why? Because certain cards reset their benefits each calendar year โ which allows travelers like us to unlock hundreds of extra dollars in value: double dipping and sometimes even triple dipping your credits.
Chase Freedom Unlimitedยฎ Review
I constantly get requests for a card that checks these boxes:
โ๏ธ No annual fee
โ๏ธ Not a business credit card
โ๏ธ Low minimum spend
If that sounds like you, the Chase Freedom Unlimitedยฎ is absolutely worth a look right now!
Hereโs a full breakdown of the current offer, benefits, and whether the Freedom Unlimited is right for you!
20+ Affordable Gift Ideas for Travel Lovers
Having the right travel gear to take with you around the world can really help you have a more successful trip! Here are over 20+ affordable gift ideas for you to purchase for your favorite travel lover (or even yourself)!
The Ultimate Beginnerโs Guide to Bilt Rewards
If youโve been hearing more people talk about โBilt pointsโ lately, thereโs a reason! Bilt points are incredibly valuable and getting easier and easier to earn โ even if you donโt have a Bilt credit card.
What makes Bilt stand out is how strong its transfer partners are. You can move Bilt points to programs like Alaska, Hyatt, Flying Blue, and more, which opens the door to some amazing redemptions!
Hereโs the part most people miss: you donโt need a Bilt credit card to start earning Bilt points!
In this guide, weโll walk you through what Bilt points are, how they work, and the simplest ways to start earning them today โ all without opening the credit card.
Best Capital One Cards for Travelers: Venture, Venture X and Venture X Business Compared
Compare the Capital One Venture, Venture X, and Venture X Business cards to find the best travel rewards card for your goals
BILT + Rakuten Partner Up: Turn Holiday Shopping Into Points!
Bilt and Rakuten have partnered up to help you earn MORE points on your everyday spending!
Chase Sapphire Preferredยฎ Card Review
The Chase Sapphire Preferredยฎ Card is one of the best travel credit cards thanks the generous welcome bonus, strong earning rates, and valuable perks. Learn how this $95-annual-fee card can unlock flights, hotel stays, and travel protections that make your points go even further.
Most Popular All-Inclusive Resorts to Book on Points - According to YOU!
All-Inclusive vacations are the perfect way to rest, relax, and enjoy eating whatever you want without having to pay more for every single thing! There are so many all-inclusive resorts that are bookable using credit card points, which can make your stay truly as close to free as possible. I recently asked you on Instagram what your favorite all-inclusive resorts were, and you all delivered! Here are the top 7 all-inclusive resorts that people canโt stop raving aboutโplus what makes each one uniquely special.
My 2 Favorite No Annual Fee Credit Cards!
The Chase Ink Business Cashยฎ and Chase Ink Business Unlimitedยฎ are two of the best no-annual-fee business cards on the market.
The main difference? Ink Cash rewards you with high bonus categories (like 5x at office supply stores and internet/cable/phone), while Ink Unlimited keeps it simple with 1.5x points on every purchase. Both are fantastic โ and when you pair either card with a premium Chase card, your points can be transferred to travel partners like Hyatt, Southwest, and United for outsized value.
Ultimate Guide to the Ink Business Cashยฎ Credit Card
The Ink Business Cash Credit Card is a solid no-annual fee credit card that earns Chase Ultimate Rewards - my favorite kind of points!
Our 4 Night NYC Itinerary - Booked with Points!
We just got back from a fun trip to New York City โ and the best part? We booked both our flights and hotel entirely on points! Keep reading for our 4 night itinerary!
Chase Ink Business Unlimited vs. Chase Ink Business Cash โ Which One Is Right For You?
The Chase Ink Business Cashยฎ and Chase Ink Business Unlimitedยฎ are two of the best no-annual-fee business cards on the market.
The main difference? Ink Cash rewards you with high bonus categories (like 5x at office supply stores and internet/cable/phone), while Ink Unlimited keeps it simple with 1.5x points on every purchase. Both are fantastic โ and when you pair either card with a premium Chase card, your points can be transferred to travel partners like Hyatt, Southwest, and United for outsized value.
Best Ways to Redeem American Express Membership Rewardsยฎ Points
American Express Membership Rewardsยฎ points are incredibly flexibleโbut knowing the best ways to redeem them is the key to unlocking their full value.
Ultimate Guide to the American Expressยฎ Gold Card
While the American Expressยฎ Gold Card comes with a higher annual fee, the value it offers can easily outweigh the cost. With elevated points on dining and groceries, generous monthly food credits, and a strong lineup of transfer partners, you have the potential to unlock incredible travel rewardsโwhether you're booking flights or hotel stays. For those who maximize its benefits, this card can be a true game-changer.
Capital One Venture X vs. Venture X Business: Which Card Is Right for You?
The Capital One Venture X and Venture X Business may look nearly identicalโsame annual fee, travel credits, and lounge accessโbut key differences in spending requirements, bonuses, and business perks make one a better fit depending on your goals. Hereโs how they compare side by side.
Popular Category 5 Hyatt Properties
One of the best values for a Hyatt hotel can be a Category 5 hotel, as they cost as low as 17,000 points per night during off-peak nights. Here is a compilation of what my followers on Instagram have declared their favorite Category 5 Hyatt hotels!
New! Points Boost Across Select Chase Credit Cards
Starting June 23, 2025, Chase rolled out a new feature called Points Boost, which automatically applies to both new and current cardholders. Instead of those old fixed redemptions, Points Boost offers anywhere from 1.25 to 2.0 cents per point on eligible travel bookings on select flights and hotel stays made through Chase Travel.
Oh hey, Iโm Annie.
I love to travel with my family!
A few years ago, I grew tired of saving and waiting to take those โbiggerโ vacations with my family.
THATโS WHEN I FOUND TRAVEL REWARD CREDIT CARDS!
I learned how to use credit card points and miles mostly earned from credit card sign up bonuses to travel for nearly free! Within 18 months, I redeemed over $20,000 worth of travel using credit card points and miles and we took 8 family vacations/trips, including vacations to Hawaii and Walt Disney World! And now, Iโm showing you how to do it too.
