Annie Hall holding a credit card out in front of her

Let’s Travel Talk Blog

Learn to travel for nearly free with credit card rewards! I am confident that if I can learn to do this, anybody can!

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Ultimate Guide to the American Express® Gold Card

While the American Express® Gold Card comes with a higher annual fee, the value it offers can easily outweigh the cost. With elevated points on dining and groceries, generous monthly food credits, and a strong lineup of transfer partners, you have the potential to unlock incredible travel rewards—whether you're booking flights or hotel stays. For those who maximize its benefits, this card can be a true game-changer.

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All About IHG Free Night Certificates

IHG free night certificates are a valuable perk that can unlock high-end stays with no extra cost—just be sure to book early and understand the restrictions. Used strategically, they can stretch your rewards and elevate your travel experience without breaking the bank!

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Popular Category 4 Hyatt Properties

I love when I find a good Hyatt property that doesn’t cost a lot of points! Category 4 Hyatt properties are a great value when redeeming a Hyatt Category 1-4 free night certificate! Or if you are paying with points, Category 4 properties cost as low as 12,000 points per night during off-peak nights, 15,000 points for standard nights, and 18,000 points per night during peak-nights. Keep reading for a list of favorite Category 4 Hyatt hotels!

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How to Book Vacation Rentals on Points

Vacation rentals can be a great way to keep the family (or multiple families!) together while you explore, but they can also be a huge expense for your trip. Here are some ways to save on vacation rentals or to even use points and miles to cover the cost of a vacation rentals.

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Cabo Resort Reviews

We recently took a trip to Cabo and decided to resort hop between one property that we booked with Hyatt points and one that we booked with Hilton Free Night Certificates. Read on to find out my thoughts from each of the resorts!

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How to Cover Travel Expenses with Aeroplan Miles (And Why You May Want To!)

While there are certain sweet spots of hotels and flights you can cover with points and miles, sometimes it can be tricky to cover other specific forms of travel - like cruises, Airbnbs, non-chain hotels, and rental cars. This guest post guide gives you all the details on a unique way to cover travel purchases to get the most out of your Chase Aeroplan miles.

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Points and Miles for Cruises

Booking a cruise with points and miles is usually not the best way to stretch your points and miles far (you can usually get a redemption value of 1-1.25 cent per point) however you CAN use points and miles to cover the cost of a cruise! If a cruise is something you value, using points is a great way to go on a cruise for FREE!

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Popular Ski Resorts to Book With Credit Card Points

Our family loves to go skiing in the winter, but ski trips can become very expensive when you add in lift tickets, ski lessons, winter gear, and more. If you can cover the cost of flights and ski resorts with points though, your next winter ski trip will be much more attainable and your travel budget can stretch so much further!

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Disney Tickets on Points!

Nearly free Disney tickets are totally possible with a little strategic planning! There is NO OTHER WAY that I know of that will save you as much money on Disney tickets as you can with credit card points!

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Oh hey, I’m Annie.

I love to travel with my family!

A few years ago, I grew tired of saving and waiting to take those “bigger” vacations with my family.

THAT’S WHEN I FOUND TRAVEL REWARD CREDIT CARDS!

I learned how to use credit card points and miles mostly earned from credit card sign up bonuses to travel for nearly free! Within 18 months, I redeemed over $20,000 worth of travel using credit card points and miles and we took 8 family vacations/trips, including vacations to Hawaii and Walt Disney World! And now, I’m showing you how to do it too.