Chase just added a new limited-time wellness credit for Sapphire cardmembers!

As of February 12th, Chase Sapphire Preferred® Card and Chase Sapphire Reserve® cardmembers can receive statement credits on WHOOP memberships, a wearable fitness and recovery tracker that focuses on sleep, strain, and recovery metrics.

Here’s what you need to know:

The New Chase Sapphire WHOOP Offers

Chase Sapphire Reserve®

$359 cash back on a WHOOP Life annual membership
(A WHOOP Life annual membership is available at $359/yr, making it free for a year!)
Offer must be activated in Chase Offers before purchase
Can be redeemed once per eligible cardmember
Valid through May 12, 2026

Chase Sapphire Preferred® Card

$100 cash back on any WHOOP annual membership
(The most affordable WHOOP membership starts at $149/year)
Offer must be activated in Chase Offers before purchase
Can be redeemed once per eligible cardmember
Valid through May 12, 2026

Existing WHOOP members may also be able to use the offer at renewal or by gifting a membership.

What Is WHOOP?

WHOOP is a wearable fitness tracker designed to measure:

Sleep quality
Recovery and readiness
Heart rate and strain
Overall performance trends

Unlike an Apple Watch or Garmin, WHOOP works on a membership model, and the device is included with the subscription.

It’s most useful for people who are:

Training regularly
Trying to improve sleep and recovery
Interested in health metrics and trends

If you just want steps or notifications, it may not be necessary—but for some people, the data can be very helpful.

Is the WHOOP credit worth it?

This depends on your situation.

It may make sense if:

You were already considering WHOOP
You track training or recovery regularly
You’ll actually use the data
You want to try it out for free or steeply discounted for a year!

It probably isn’t worth signing up just for the credit if you don’t plan to use the membership.

Other Wellness Credits Currently Available

Additional current offers for Sapphire Reserve and Sapphire Preferred cardmembers include:

Calm Premium - app with a full library of guided meditations, sleep stories, music, and relaxation programs

Sapphire Reserve: 100% back on a one-year Calm Premium subscription
Sapphire Preferred: 50% back on a one-year Calm Premium subscription
Valid through March 31, 2026
Offer must be activated in Chase Offers before purchase

Prenuvo Whole-Body MRI - preventive medical scan that uses MRI imaging to screen the entire body for tumors, aneurysms, and other abnormalities before symptoms appear

Sapphire Reserve only: $500 statement credit on purchases of $2,499+
Valid through March 31, 2026
Offer must be activated in Chase Offers before purchase

Function Membership - preventive health service that provides extensive blood and biomarker testing (160+ labs), tracks your results over time, and pairs them with clinician-reviewed insights and personalized recommendations to help monitor and improve long-term health.

Sapphire Reserve: 50% back after spending $365
Sapphire Preferred: 15% back after spending $365
Valid through March 31, 2026
Offer must be activated in Chase Offers before purchase

Final Thoughts

I find it interesting to see Chase leaning further into wellness/lifestyle perks alongside travel benefits. Not every benefit will be useful for every household, but these offers can be valuable if they align with something you already use or would like to try!

If you have a Sapphire card, it’s worth checking your offers—sometimes these credits are easy to overlook!

As always, I appreciate it so much when you use my credit card affiliate links to apply for a new credit card! It supports my small business at no cost to you!

Chase Sapphire Adds Limited-Time Wellness Credit (Up to $359 Back!)