New Credit Card! Chase Sapphire Reserve for Business®

There is a new credit card in the market - the Chase Sapphire Reserve for Business®! I’m always looking for more ways to earn more Chase points so this news is exciting! This card comes with credits and benefits and unlock over $2,500 in annual value! Is this card worth a spot in your wallet, especially with the high annual fee? Keep reading to find out!

Chase also revamped the Chase Sapphire Reserve®! You can read all about my take on this new card -> HERE!

🔥 Introductory Offer!

The introductory welcome bonus on the Chase Sapphire Reserve for Business® card is 200,000 points after spending $30,000 within three months! This is BY FAR the highest offer ever on any Chase Ultimate Rewards earning card! The minimum spend is high, but more manageable for some because you have six months to meet the minimum spend.


“Am I Eligible for this Credit Card Card?”

You are eligible to earn the welcome on this card even if you have a Chase Sapphire Preferred® Card or the Chase Sapphire Reserve®.

You do not need a full time business or LLC to qualify for business credit cards! A small side hustle makes you eligible! Read here to see how to apply if you do not have a full time business!


Annual Fee

The annual fee for this card is $795. While this is a steep annual fee, the benefits, credits, and welcome offer may still make this card worth it for you!

If you are looking for Chase business cards with lower annual fees, check out the Ink Business Preferred® Credit Card ($95 annual fee), Ink Business Unlimited® Credit Card (no annual fee) or the Ink Business Cash® Credit Card (no annual fee).


Category Multipliers

8× points on Chase Travel portal bookings

4× points on direct flight and hotel bookings

3x points on advertising purchases made with social media sites and search engines (with no cap)

1 point per dollar spent on all other purchases


Benefits and Credits:

$300 annual travel credit. This applies to any purchase that codes as travel and the statement credit will be automatically applied.

$120 Global Entry, TSA Precheck or Nexus credit every four years

Airport Lounge Access. Get access to the Chase Sapphire Lounge by the Club & Priority Pass lounges and up to two guests. Get access to Air Canada Maple Leaf Lounges and Air Canada Cafes when traveling on a Star Alliance airline for the cardholder and one guest.

$500 annual The Edit credit. Get up to $250 in statement credits from January through June and again from July through December for a maximum of $500 annually for prepaid bookings made with The Edit. Two-night minimum. Enjoy complimentary benefits like a $100 property credit, daily breakfast for two, room upgrades (if available) and more.

Complimentary IHG One Rewards Platinum Elite Status through December 31, 2027

Travel Protections & Benefits. $0 foreign transaction fees. Travel protections including Auto Rental Coverage, Trip Cancellation and Interruption Insurance, Trip Delay Reimbursement, Travel Accident Insurance and more.

$400 ZipRecruiter credit. Up to $200 in statement credits January through June and again from July through December

$200 Google Workspace credit.

$100 Giftcards.com credit. Up to $50 from January to June and again from July to December.

$10/month in Lyft credits through 9/30/27.

DoorDash & DashPass Benefits. Each month, you get $25 in promos (a $5 restaurant promo and two $10 promos to spend on groceries, beauty, electronics and more. You also get complimentary access to DashPass for 12 months when activated by 12/31/27.

Premium Benefits Unlocked with $120,000 Spend If you spend $120,000 each calendar year, you’ll unlock IHG One Rewards Diamond Elite Status, $500 Southwest Airlines Chase Travel credit, Southwest Airlines A-list Status, and a $500 credit for The Shops at Chase.


NEW! Points Boost

What is Points Boost? Points Boost allows eligible cardmembers to redeem Ultimate Rewards points at a higher rate (up to 2x depending on the card and offer) when booking select airline tickets and hotel accommodations through Chase Travel.


Points Boost for Chase Sapphire Reserve for Business
Cardmembers can redeem points in Chase Travel at a higher rate when booking select premium air cabin tickets and hotels that will be redeemable at a rate of 2x for Chase Sapphire Reserve cardmembers replacing 1.5x on all Chase Travel. Points can be redeemed at a 1:1 rate for all other Chase Travel purchases that are not eligible for points boost offers.

My take: We will see what flights and hotels qualify for Points Boost, but now more than ever I will encourage you to transfer your points to get the most value out of your points!

Bottom Line

This card won’t be for everyone, especially considering the higher annual fee. But with the amazing elevated offer and extra benefits and credits, it may be worth it for some! I plan on applying for this card later this month!

As always, I appreciate it so much when you use my credit card affiliate links to apply for a new credit card! It supports my small business at no cost to you!


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Major Updates to the Chase Sapphire Reserve®

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