Chase Sapphire Preferred® Card Review

The Chase Sapphire Preferred® Card is one of the most popular travel credit cards - and for good reason! With a generous welcome offer, strong earning categories, and flexible redemption options, it’s often recommended as the best first travel reward card.

Here’s a full breakdown of the current offer, benefits, and whether the Sapphire Preferred is right for you!

Welcome Offer

Current welcome offer:

At minimum, these points can be worth 1 cent per point when redeemed through Chase Travel℠. But the value can be much higher if you transfer your points to one of Chase’s airline of hotel partners. Popular transfer partners include Hyatt, Southwest, United, Flying Blue, and more! This flexibility is why Chase points are considered some of the most valuable in the travel space!

Related: How to Make Your Points Worth More

Earning Points With the Sapphire Preferred

The Chase Sapphire Preferred offers strong ongoing rewards in popular spending categories:

  • 3x points on dining (including takeout and delivery services)

  • 2x points on travel purchases

  • 5x points on travel booked through Chase Travel℠

  • 1x point per dollar on all other purchases

You’ll also receive a $50 annual hotel credit when booking through Chase Travel℠ - which helps offset the annual fee!

Key Travel Benefits and Protections

Beyond the welcome offer and points earning, the Chase Sapphire Preferred stands out for its built-in travel protections:

  • Primary rental car insurance

  • Trip cancellation and interruption insurance

  • Trip delay reimbursement

  • Baggage delay reimbursement

  • Purchase protection and extended warranty coverage

  • No foreign transaction fees

These perks can easily save you hundreds of dollars and provide peace of mind when you’re traveling!

Who Should Get the Chase Sapphire Preferred?

This card is a great fit if you:

  • Want to start earning flexible, transferable travel points

  • Can meet the minimum spend

  • Travel at least a few times a year and want built-in protections

  • Prefer a lower annual fee

Bottom Line

The Chase Sapphire Preferred® Card remains one of the strongest travel credit cards available today. With a solid welcome bonus, solid earning rates, and valuable travel perks, it’s an excellent choice for both beginners and seasoned travelers looking to get more from their everyday spending.


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