Chase Sapphire Preferred® Card Review
The Chase Sapphire Preferred® Card is one of the most popular travel credit cards - and for good reason! With a generous welcome offer, strong earning categories, and flexible redemption options, it’s often recommended as the best first travel reward card.
Here’s a full breakdown of the current offer, benefits, and whether the Sapphire Preferred is right for you!
Welcome Offer
Current welcome offer:
At minimum, these points can be worth 1 cent per point when redeemed through Chase Travel℠. But the value can be much higher if you transfer your points to one of Chase’s airline of hotel partners. Popular transfer partners include Hyatt, Southwest, United, Flying Blue, and more! This flexibility is why Chase points are considered some of the most valuable in the travel space!
Related: How to Make Your Points Worth More
Earning Points With the Sapphire Preferred
The Chase Sapphire Preferred offers strong ongoing rewards in popular spending categories:
3x points on dining (including takeout and delivery services)
2x points on travel purchases
5x points on travel booked through Chase Travel℠
1x point per dollar on all other purchases
You’ll also receive a $50 annual hotel credit when booking through Chase Travel℠ - which helps offset the annual fee!
Key Travel Benefits and Protections
Beyond the welcome offer and points earning, the Chase Sapphire Preferred stands out for its built-in travel protections:
Primary rental car insurance
Trip cancellation and interruption insurance
Trip delay reimbursement
Baggage delay reimbursement
Purchase protection and extended warranty coverage
No foreign transaction fees
These perks can easily save you hundreds of dollars and provide peace of mind when you’re traveling!
Who Should Get the Chase Sapphire Preferred?
This card is a great fit if you:
Want to start earning flexible, transferable travel points
Can meet the minimum spend
Travel at least a few times a year and want built-in protections
Prefer a lower annual fee
Bottom Line
The Chase Sapphire Preferred® Card remains one of the strongest travel credit cards available today. With a solid welcome bonus, solid earning rates, and valuable travel perks, it’s an excellent choice for both beginners and seasoned travelers looking to get more from their everyday spending.
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