Chase Sapphire Preferred® Card

Highest Ever Offer! Earn 100,000 Bonus Points

After you spend $5,000 on purchases in the first 3 months from account opening.

WELCOME OFFER

75,000 Points
100,000 Points



ANNUAL FEE

$95

SPENDING CATEGORIES

  • 5x on travel purchased through Chase Travel℠

  • 3x on dining

  • 3x on vacation homes

  • 3x on gas & EV charging

  • 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs),

  • 2x on all other travel purchases,

  • 1x on all other purchases

Why We Recommend It

This card is our #1 recommended beginner travel rewards credit card and a personal favorite! We love Chase points and that you can book almost any kind of travel through Chase Travel℠ or by transferring your points to travel partners like Southwest, United, Flying Blue and more!

With the new benefits that launched June 15, 2026, this card is better than ever — and still one of the best long-term keepers out there:

  • 5x points on travel purchased through Chase Travel℠

  • 3x points on dining

  • 3x points on vacation home rentals

  • 3x points on gas & EV charging

  • 3x points on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs)

  • 2x points on all other travel purchases

  • 1x on all other purchases

  • Up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel℠

  • Up to $120 Global Entry, TSA PreCheck®, or NEXUS credit every four years

  • One complimentary year of Apple TV when activated by December 31, 2026

  • Complimentary DashPass when activated by December 31, 2027

  • Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

  • No foreign transaction fees

Learn How to Apply >

AFFILIATE DISCLOSURE: 

Let’s Travel Talk is part of an affiliate sales network and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This relationship may impact how and where links appear on this site.  This site does not include all financial companies or all available financial offers.

EDITORIAL NOTE:

Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.