American Express Platinum Card®

🚨 As High As 175,000 points

You may be eligible for as high as 175,000 Membership Rewards® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. 

WELCOME OFFER

80,000 points
As High as 175,000 points

ANNUAL FEE

$895

BONUS CATEGORIES

Earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.

Why We Like It

The Amex Platinum is built for people who want premium travel perks, luxury touches, and a whole lot of value packed into one card. Here’s everything you get:

Travel Perks & Lounge Access

With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass membership (enrollment required), and other select partner lounges. *As of 08/2026.

Uber Cash + Uber One:

  • $15 in Uber Cash every month

  • Bonus $20 every December

  • Up to $120 in Uber One credits each year when you use your Platinum to pay (auto-renewing membership)

$300 Digital Entertainment Credit:

Up to $25/month in statement credits at participating streaming + entertainment partners (enrollment required).

$600 Hotel Credit:

Up to $300 twice a year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings (min. 2-night stay required for THC) through Amex Travel. Effective January 1, 2027, Fine Hotels + Resorts® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.

$400 Resy Credit + Platinum Nights™ by Resy:

  • Up to $100/quarter ($400/year) at U.S. Resy restaurants

  • Special access to hard-to-get reservations with Platinum Nights™ by Resy
    (Just add your card to your Resy profile—enrollment required)

CLEAR+ Credit + Airline Fee Credit:

  • Up to $219/year toward CLEAR+

  • Up to $200/year in airline incidental fees on one selected airline (bags, inflight snacks, etc.)

$300 Lululemon Credit:

Up to $75 per quarter at U.S. lululemon stores or online (enrollment required).

$155 Walmart+ Credit:

Covers one monthly Walmart+ membership (up to $12.95 + tax). Must use your Platinum each month (auto-renewal applies).

Bottom line: if you’ll use the credits, this card gives way more value than it costs.

Learn How to Apply >

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EDITORIAL NOTE:

Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.