American Express Platinum Card®

🚨 As High As 175,000 points

You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

WELCOME OFFER

80,000 points
Up to 175,000 points

ANNUAL FEE

$895

BONUS CATEGORIES

Earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.

Why We Like It

The Amex Platinum is built for people who want premium travel perks, luxury touches, and a whole lot of value packed into one card. Here’s everything you get:

Travel Perks & Lounge Access

This card absolutely wins on lounges. With access to 1,550+ airport lounges (more than any other card as of 07/2025!), you get:

  • Centurion Lounges

  • 10 complimentary Delta Sky Club® visits per year when flying Delta

  • Priority Pass Select (enrollment required)

  • Plus a mix of other partner lounges worldwide

Worth over $850/year in lounge value alone.

Uber Cash + Uber One:

  • $15 in Uber Cash every month

  • Bonus $20 every December

  • Up to $120 in Uber One credits each year when you use your Platinum to pay (auto-renewing membership)

$300 Digital Entertainment Credit:

Up to $25/month in statement credits at participating streaming + entertainment partners (enrollment required).

$600 Hotel Credit:

Up to $300 twice a year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings (min. 2-night stay required for THC) through Amex Travel.

New: $400 Resy Credit + Platinum Nights:

  • Up to $100/quarter ($400/year) at U.S. Resy restaurants

  • Special access to hard-to-get reservations with Platinum Nights by Resy
    (Just add your card to your Resy profile—enrollment required)

CLEAR® Plus Credit + Airline Fee Credit:

  • Up to $209/year toward CLEAR® Plus

  • Up to $200/year in airline incidental fees on one selected airline (bags, inflight snacks, etc.)

New: $400 Lululemon Credit:

Up to $75 per quarter at U.S. lululemon stores or online (enrollment required).

$155 Walmart+ Credit:

Covers one monthly Walmart+ membership (up to $12.95 + tax). Must use your Platinum each month (auto-renewal applies).

$100 Saks Fifth Avenue Credit:

  • $50 Jan–June

  • $50 July–Dec
    No minimum spend. Enrollment required.

Bottom line: if you’ll use the credits, this card gives way more value than it costs.

Learn How to Apply >

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EDITORIAL NOTE:

Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included with the post.